Creative Finance Explained by Experts

You buy a house, the seller is your bank. Instead of chasing Chase for a loan, you cut a deal directly with the seller who gets steady cash flow while you get the house.

Here are the three main reasons why it's absolutely awesome:

High fives for bad credit! The seller doesn't care about your FICO score—they care about your ability to pay

We're talking closing in days, not months. No waiting for loan officers who take forever to return calls

You negotiate like a boss. Interest rate? Payment schedule? Down payment? It's all on the table.